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If your math isn’t mathing, we can help
Scotiabank has products, advice and tools made for students.
Banking solutions designed for students
Student life is busy. It might be tough to keep track of your finances while juggling your timetable. Our student hub has all the financial tips, tools, and advice to help you manage your money better.
Student banking with Scotia just makes sense
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No monthly account fees
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Earn rewards on your everyday purchases
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Scotia Smart Money budgeting tool
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4000+ ABM and convenient branch locations
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Personalized banking advice
Banking for students
High school
The early path to financial independence
Post-secondary
As your education evolves so should your banking
International study
Banking made easy while you navigate a new country and school
Finance tips and advice for students
As you study, make new friends, and discover new interests, don’t forget to make time to keep track of your finances too.
Useful tools
Managing your money just got smarter
Scotia Smart Money by Advice+. A set of money management features in the Scotiabank mobile app that gives you personalized insights, advice, and more control over your money.
Learn where you are spending and saving
A great way to plan for your financial future is to understand where you are now. Use our calculator for a better picture of your finances and to help you budget for your goals.
Looking for a credit card that’s right for you?
Take the guesswork out of choosing a credit or debit card. Use our tool to pick the type of reward that you’re most interested in.
Earn and redeem with Scene+™
From travel and entertainment, to shopping and dining, get more Scene+ rewards than ever with our award-winning suite of Scene+ credit and debit cards.
Frequently asked questions
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As of May 26, 2025, new and existing Preferred Package for Students & Youth account holders who have or open a Scotia iTRADE account will receive a waiver of commission on all eligible commissionable trades (up to $9.99 CAD/USD per transaction) (the “Waiver”). The Waiver relating to options will be applied to base commissions only.
Note: it can take up to 10 business days from the date of opening a new Preferred Package for Students & Youth account or Scotia iTRADE account for the Waiver to apply. The Waiver will be applied at the time of trade.
Eligibility & Exclusions:
Eligible commissionable trades include stocks, ETFs and options (base commission only) placed across all Preferred Package for Students & Youth primary account holder’s Scotia iTRADE accounts after the later of May 26, 2025 and the time when a client opens a Scotia iTRADE account.
Corporate and non-personal Scotia iTRADE accounts are not eligible.
Only the primary account holder of a Preferred Package for Students & Youth account and of a Scotia iTRADE account will be entitled to receive the Waiver in their Scotia iTRADE account(s).
Both the Preferred Package for Students & Youth account and Scotia iTRADE accounts must be open and in good standing on the last day of every month for the Waiver to apply.
The Scotia iTRADE account must not be in a disallowed debit position and must not have any outstanding margin calls due.
Preferred Package Students & Youth account holders will not qualify for iClub membership based solely on their trading activity.
No cash redemption value.
This offer can be combined with other Scotia iTRADE programs and campaigns unless otherwise specified.
Must be at least the age of majority in province of residence to open a Scotia iTRADE account.
Scotia iTRADE ® (Order-Execution Only) is a division of Scotia Capital Inc. (“SCI”). SCI is regulated by the Canadian Investment Regulatory Organization and is a member of the Canadian Investor Protection Fund. Scotia iTRADE does not provide investment advice or recommendations and investors are responsible for their own investment decisions.
Scotiabank cannot accept more than one wire payment per family and such payment cannot exceed CAD $50,000. You are responsible to ensure that your wire payment to Scotiabank in Canada, including the amount, is in compliance with the local laws of your country.
A Scotiabank International Account is a Scotiabank Investment Account opened from outside of Canada. More information about the Scotiabank Investment account can be found here.